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Demystifying Tokenisation, Digital Currencies, and the Future of Payments with Arjeh van Oijen

Shownote

In this week's episode, Dave and Dharm are joined by Arjeh van Oijen, Product Strategy Lead at Icon Solutions, to explore one of the most talked-about topics in financial services today: tokenisation and the future of digital payments. Drawing on more tha...

Highlights

In this episode, the hosts and their guest delve into the transformative potential of tokenisation and digital currencies in the financial world. The conversation moves from the complexities of modern banking infrastructure to the geopolitical forces shaping the future of money, exploring how new technologies could redefine payments, settlement, and the very structure of the global financial system.
03:25
Banks can customize 90% of standard functionality.
10:31
Tokenisation enables 24/7 settlement and atomic T+0 settlement.
17:24
Correspondent banking will disappear within 5-10 years.
24:17
Geopolitical concerns drive the push for independent payment infrastructure
27:35
Technology shrinks the world while geopolitics adds friction.

Chapters

Consolidating Chaos: How Banks Can Escape the Trap of Disconnected Payment Systems
00:00
Crypto, Coins, and Tokens: Untangling the Digital Asset Zoo
06:48
The Great Bypass: Can Tokenized Deposits Settle Without Central Banks?
14:04
The New Rails: Are Visa and Mastercard Facing Their Biggest Challenge Yet?
20:57
Geopolitics of Money: Why the US Says No to a Digital Dollar While Europe Pushes Forward
27:35

Transcript

Dave: Welcome to Dave and Dharm Demystify, a fintech futures podcast, helping make sense of the world of fintech and digital finance. Please sit back and listen as the two Ds take a subject and discuss it to make it clearer and easier to understand. Arjeh...