Eric Glyman is the cofounder and CEO of Ramp, the finance automation platform that now powers over 2% of all corporate spend in the US. He sits down with John and co-host Alex Rampell to discuss how Ramp scaled to over $1 billion in revenue in just seven years, and why the future of fintech is "selling time, not money." They cover the "SaaS apocalypse" (and why lines of code are becoming a liability), how Ramp uses AI agents to review 100,000 expenses a day with 99% accuracy, and why their internal data suggests the US economy is much stronger than the Census Bureau reports. Timestamps (00:00:21) Ramp business today (00:04:27) The *correct* expense policy (00:11:07) Bill Pay (00:16:52) AI and software (00:32:23) Stablecoin-backed cards (00:33:06) Ramp data (00:36:25) How to cut your expenses (00:41:13) Ramp strategy (00:57:08) Capital One (01:06:34) Treasury